The Future of Islamic Digital Payments
Accept payments, offer BNPL, and build financial products that align with Islamic principles. No interest, no compromise.
2M+
Active Users
$500M
Monthly Volume
50K+
Merchants
<100ms
API Latency
Everything You Need for Islamic Payments
From consumer apps to enterprise APIs, HalalPay provides the complete stack for Shariah-compliant financial services.
Digital Wallet
Send, receive, and manage your money with our Shariah-compliant mobile wallet.
Halal BNPL
Buy now, pay later without interest. Fee-based installments that are 100% halal.
Instant Payments
Real-time payment processing for businesses and consumers alike.
Secure & Compliant
PCI DSS certified with end-to-end encryption and fraud protection.
Developer APIs
Easy-to-integrate payment APIs for e-commerce and embedded finance.
Cross-Border
Send money internationally with transparent fees and competitive rates.
Halal Buy Now, Pay Later
Offer your customers flexible payment options without interest. Our BNPL solution uses a fee-based model that's fully Shariah-compliant.
- No interest charges - fixed service fee only
- Instant credit decisions
- White-label integration for merchants
- Risk-free for sellers
Total Purchase
$1,200
Infrastructure powered by
109 specialized rails and 163 engine packages for Shariah-native financial operations
Key Features
Shariah Compliant
AAOIFI and IFSB standards enforced at every level.
Multi-Tenant
Isolated data, keys, and policies per tenant.
Enterprise Grade
SOC 2, GDPR, PSD2, ISO 27001 compliant by design.
How It Works
Islamic Open Finance™ provides a complete Shariah-compliant workflow: register your organization, configure rails, execute transactions, and generate compliance evidence — all through a single API.
FAQ
What is Islamic Open Finance™?
Shariah-native financial infrastructure with 109 rails, 10 domain engines, AAOIFI/IFSB compliant.
What compliance standards are supported?
SOC 2 Type II, GDPR, PSD2, ISO 27001, ISO 20022, AAOIFI, and IFSB.
How do I get started?
Sign up, create a workspace, and explore the API sandbox.